This letter presents a first step towards a substorm model including particle heating and transport in the plasma sheet boundary layer (PSBL). The heating mechanism discussed is resonant absorption of Alfven waves. For some assumed MHD perturbation incident from the tail lobes onto the plasma sheet, the local heating rate in the PSBL has the form of a resonance function of the one-fluid plasma temperature. Balancing the local heating by convective transport of the heated plasma toward the central plasma sheet, and ''equation of state'' is found for the steady-state PSBL whose solution has the form of a mathematical catastrophe: at a critical value of a parameter containing the incident power flux, the local density, and the convection velocity, the equilibrium temperature jumps discontinuously. Associating this temperature increase with the abrupt onset of the substorm expansion phase, the catastrophe model indicates at least three ways in which the onset may be triggered. Several other consequences related to substorm dynamics are suggested by the simple catastrophe model.