Sediments and other particulates are often entrained into sea ice formed over shallow shelves in the Arctic, causing significant changes in the albedo of the ice and in the amount of shortwave radiation absorbed and transmitted by the ice. A structural-optical model was used in conjunction with a four-stream radiative transfer model to examine the effects of such particulates on the optical properties of sea ice. Albedo data from well-characterized ice with moderate particulate loading were combined with model calculations to infer a spectral absorption coefficient and effective size for the particulates. Results indicate that sediment particles contained in the ice have an effective radius (R) of ~9 μm, assuming absorption coefficients similar to those of Saharan dust. With these values, model predictions are in close agreement with spectral albedo observations over a broad range of particulate loading. For particle size distributions commonly observed in sea ice, the calculations indicate that particles with R>30 μm have little effect on the bulk optical properties of the ice. The albedo data also suggest that even apparently clean ice contains trace amounts (5--10 g m-3) of particulates that reduce albedos by as much as 5--10% in the visible part of the spectrum. The calculations show that particulates in sea ice primarily affect radiative transfer at visible wavelengths, whereas apparent optical properties in the near-infrared tend to be governed by ice structure rather than by the presence of particulates. Particle-bearing layers occurring below ~20--30 cm are found to have little effect on albedo, although they can still have a substantial effect on transmission. Estimates of total particle loading cannot be obtained from reflectance data without some additional information on particle size, vertical distribution, and ice structure. ¿ 1998 American Geophysical Union