Since three-dimensional (3-D) radiative transfer in cloudy atmospheres is too expensive for large-scale atmospheric models, approximate radiative transfer methods are used. The accuracy of these approximations for a large sample of realistic cloud fields has not been determined. This study examines 150 fields of small marine tropical cumulus to assess the magnitude of 3-D effects on domain average solar fluxes and to evaluate the accuracy of these approximations in actual cumulus fields. The cloud fields are derived from Moderate-Resolution Imaging Spectroradiometer Airborne Simulator (MAS) visible and thermal infrared imagery. Domain average broadband solar fluxes in these fields are simulated with a Monte Carlo radiative transfer model using four radiative transfer methods: full three-dimensional, the independent pixel approximation (IPA), the tilted IPA, and the plane-parallel approximation. The average 3-D radiative effects of these cumulus cloud fields are small, with mean reflected flux errors up to 3 W/m2 for overhead Sun and less than 1 W/m2 for the daytime average. The mean errors for column-absorbed fluxes are less than 0.3 W/m2 for all Sun angles. The small absolute flux errors are a result of the average field having small cloud fraction (10%), low cloud optical depth (4.4), and shallow clouds. Some individual fields have large 3-D absolute reflected flux effects, and the normalized reflected flux errors are significant. The errors correlate well with the cloud fraction; so it may be possible to make corrections to the approximations. ¿ 2001 American Geophysical Union