Forecasting M ≥ 7.0 San Andreas fault earthquakes requires an assessment of their expected frequency. I used a three-dimensional finite element model of California to calculate volumetric static stress drops from scenario M ≥ 7.0 earthquakes on three San Andreas fault sections. The ratio of stress drop to tectonic stressing rate derived from geodetic displacements yielded recovery times at points throughout the model volume. Under a renewal model, stress recovery times on ruptured fault planes can be a proxy for earthquake recurrence. I show curves of magnitude versus stress recovery time for three San Andreas fault sections. When stress recovery times were converted to expected M ≥ 7.0 earthquake frequencies, they fit Gutenberg-Richter relationships well matched to observed regional rates of M ≤ 6.0 earthquakes. Thus a stress-balanced model permits large earthquake Gutenberg-Richter behavior on an individual fault segment, though it does not require it. Modeled slip magnitudes and their expected frequencies were consistent with those observed at the Wrightwood paleoseismic site if strict time predictability does not apply to the San Andreas fault.